Your garage door or garage door opener just broke and you're wondering if it's covered by your home warranty?
Here's the scoop…
Most home warranty companies only cover the garage door opener or motor and they typically don't cover the garage door or garage door parts. Most of our repair and service calls are for malfunctioning or broken garage door openers with broken springs being close to that.
American Home Shield has a "Home Garage Door Opener Warranty Coverage" available for homeowners that is a very popular choice. Their coverage may include "kitchen appliances, clothes washer and dryer, and the major components of central air conditioning systems, central heating systems, plumbing system, and electrical system." Under American Home Shield's Appliance Coverage is where you'll find the coverage for garage door openers. They state on their website that they "cover all parts and components of garage door openers, except garage doors and garage door track assemblies."
Read more about American Home Shield's Garage Door Opener Warranty Coverage
Fidelity National Home Warranty is another very popular home warranty company that covers a lot of different home repairs and services. If you have standard coverage from Fidelity your garage door opener or motor will be covered under your home warranty but garage door parts like springs, hinges, and most other parts may not be covered.
Plumbing System, plumbing stoppages, toilets, sump pump (permanently installed), bathroom whirlpool motor pump, recirculating hot water pump, water heater, heating and ductwork, electrical system, telephone system, central vacuum system, garage door opener, ceiling fans, attic and exhaust fans, smoke detectors, doorbells, dishwasher, range, oven, cook tops, built-in microwave, instant hot water dispenser and trash compactor.
On Fidelity National Home Warranty for the Texas Home Warranty Plan it states that the coverage obtained in Buyers Standard Coverage for Garage Door Openers is the wiring., motor, switches, receiver unit, and track drive assembly with items that are not covered are garage doors, hinges, springs, cables, rollers, guides, remote transmitters, and keypads. (2)
Are Garage Door Springs Covered Under a Home Warranty?
Springs are generally not covered under a home warranty since they are considered a part of the garage door and not the garage door opener. Although the spring is essential to the proper operation of an opener's motor, you may not have coverage under your home warranty.